Finance & Insurance

A single credit card switch saved one DealHabibi member AED 7,200 in annual cashback — and they posted the breakdown right here. Financial products in the UAE are fiercely competitive, yet most residents stick with whatever their salary-transfer bank offers by default. This page surfaces the promotions worth switching for: credit cards with elevated cashback or air miles, zero-fee bank accounts, high-yield savings deposit rates, personal loan offers, car insurance quotes, health insurance deals, and fintech app bonuses from providers like Emirates NBD, FAB, ADCB, Mashreq, Liv, and Yap. The community rates each offer, and members frequently share their own approval experiences and hidden fee details in the comments. Timing matters in finance just like retail. UAE banks release their best credit card sign-up bonuses during Ramadan and DSF, often doubling welcome points or waiving first-year fees. Car insurance premiums fluctuate quarterly — Q1 renewals tend to see the most competitive pricing as insurers chase new-year targets. For savings accounts, watch for limited-time deposit rate boosts that smaller banks use to attract deposits away from the big four. One important reminder: always read the terms sheet, not just the promotional headline. A "5% cashback" card that caps monthly rewards at AED 200 may underperform a "2% unlimited" card depending on your spending pattern. The comments section on each deal usually does this math for you.